Do you not consider health insurance as a necessity? This is understandable if there is no culture of insurance in your family. Or you've heard "horror stories" about the fraudulent insurance company. And actually, you do not need to follow the health insurance if you meet one of the following criteria:
But in reality, you never know what will happen. Maybe someday you are exposed to chronic disease. Or become victims of traffic accidents. Or failed in business and lose all of their possessions, so it can not pay medical expenses (when health is one of the basic human needs).
This is where the usefulness of health insurance. By paying a premium each month, your medical expenses covered by insurance companies. Premiums are paid very small when compared to the money that you need to spend if a time of disaster that befell you.
- You never ill (even if sick, most colds / fever), or
- You never affected by disasters / accidents, or
- You've got a very big treasure
But in reality, you never know what will happen. Maybe someday you are exposed to chronic disease. Or become victims of traffic accidents. Or failed in business and lose all of their possessions, so it can not pay medical expenses (when health is one of the basic human needs).
This is where the usefulness of health insurance. By paying a premium each month, your medical expenses covered by insurance companies. Premiums are paid very small when compared to the money that you need to spend if a time of disaster that befell you.
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