Some time ago there was a survey to customers and prospective customers of life insurance about the why they buy life insurance, how important of life insurance.. here are some reasons why they buy a life insurance :
* there is an offer from a friend or relative
* because the money is forfeited
* for investment / savings / education
* for the protection of life, health, and disability due to family care
That answers the most we found at that time, perhaps one of the answers they are the reason you buy life insurance, or you have another reason?
In general, life insurance has the benefit as follows:
1. To pay debts outstanding at the time the insured dies
2. Pay the funeral expenses and cost of care when sick
3. Ensuring availability of funds for a while for the heirs for the loss of revenue from the insured who died
4. Ensuring the availability of the necessary funds to heirs, the program exceeds the benefits provided by government / institutions
5. To balance the family budget when the insured dies.
6. Provide pensions
7. Replace the loss of one's income when he was unable to work due to disability
8. Pay medical expenses caused by illness or accident
Whatever the reason for you to buy life insurance, we say "Congratulations" because you are protecting yourself and your family from the risk of economic losses due to the risk of unexpected risks that can occur anywhere and anytime, it's just that your task now is to ensure return the following:
* whether you take the insurance money is enough?
* whether the money your insurance coverage is still relevant to your current lifestyle?
* if you have life insurance provides protection against risks that may arise due to profession, job or your daily activities?
* whether the life insurance premiums you pay are reasonable?
* Do you really need a rider rider provided by your insurance agent?
* if you take life insurance to support your financial planning programs?
* Or is there another alternative to get the maximum protection with minimal premiums over?
For a solution to the question above questions please contact your insurance agent back, sit down together and realign your financial plan and recalculate your insurance needs.
* there is an offer from a friend or relative
* because the money is forfeited
* for investment / savings / education
* for the protection of life, health, and disability due to family care
That answers the most we found at that time, perhaps one of the answers they are the reason you buy life insurance, or you have another reason?
In general, life insurance has the benefit as follows:
1. To pay debts outstanding at the time the insured dies
2. Pay the funeral expenses and cost of care when sick
3. Ensuring availability of funds for a while for the heirs for the loss of revenue from the insured who died
4. Ensuring the availability of the necessary funds to heirs, the program exceeds the benefits provided by government / institutions
5. To balance the family budget when the insured dies.
6. Provide pensions
7. Replace the loss of one's income when he was unable to work due to disability
8. Pay medical expenses caused by illness or accident
Whatever the reason for you to buy life insurance, we say "Congratulations" because you are protecting yourself and your family from the risk of economic losses due to the risk of unexpected risks that can occur anywhere and anytime, it's just that your task now is to ensure return the following:
* whether you take the insurance money is enough?
* whether the money your insurance coverage is still relevant to your current lifestyle?
* if you have life insurance provides protection against risks that may arise due to profession, job or your daily activities?
* whether the life insurance premiums you pay are reasonable?
* Do you really need a rider rider provided by your insurance agent?
* if you take life insurance to support your financial planning programs?
* Or is there another alternative to get the maximum protection with minimal premiums over?
For a solution to the question above questions please contact your insurance agent back, sit down together and realign your financial plan and recalculate your insurance needs.
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